Generous sign-up Bonuses with no Annual Fee with These Credit Cards


As a general rule, many people stay completely away from credit cards. High-interest rates, expensive fees, and the temptation to spend more than you can afford are a few compelling reasons why.
What a lot of people don't realize, though, is the responsible use of a rewards credit card can be fun and lucrative.

In addition to generous cash back rewards, many cards pay incredible sign-up bonuses.

Plenty of these cards are available with no annual fee, to boot. Let's take a look at six great credit cards with awesome sign-up bonuses and no annual fees.

1. Earn $200 with Barclaycard.

The Barclaycard CashForward™ World MasterCard® offers a $200 bonus for signing up, as long as you spend $1,000 within the first 90 days. Use this card for groceries, gas, bills, what have you – and you may be surprised at how quickly you can rack up $1,000.

In addition to the free $200, you get 1.5% cash back on every purchase. For a little icing on the cake, whenever you redeem your cash back, you also get a 5% redemption bonus that goes toward your next redemption.

All of these benefits are available at no annual fee.

2. Earn $150 With Chase Freedom Unlimited.

The Chase Freedom Unlimited is one of the most popular cards right now, and it's easy to see why.

A $150 sign-up bonus is yours after spending $500 on the card within the first three months. Anybody can do that; just use the card for everything for which you would normally use cash, and you'll hit $500 in no time. Just be sure to pay the balance off completely before interest charges kick in.

Chase Freedom Unlimited offers 1.5% cash back on all purchases, with no categories to keep track of. There is also no annual fee. This card is truly a no-brainer.

3. Earn $150 with Blue Cash Everyday Card from American Express.

The Blue Cash Everyday Card offers a $150 sign-up bonus, but like a few others on this list, the spending threshold is $1,000 in the first three months.

The rewards in certain categories are generous: 3% cash back can be had at supermarkets, and gasoline purchases get 2% cash back. You can do far worse than to make this your "errand" card.

1% cash back is credited on all other purchases, and of course, there is no annual fee.

4. Earn $200 with Wells Fargo Cash Wise Visa Card.

Wells Fargo's straightforward Cash Wise Visa offers 1.5% cash back on all purchases.

A $200 bonus is yours after spending $1,000 in the first three months, and there is no annual fee.

There's not a whole lot more to say about this one; it just makes sense.

5. Earn $150 with BankAmericard Cash Rewards.

BanksAmericard's Cash Rewards offers a $150 cash bonus if you make $500 of purchases within the first 90 days. That's a pretty low spending minimum compared to some other cards on this list.

There are a few tiers of cash back on purchases: you get 3% back on gas purchases, 2% at supermarkets, and 1% on everything else. There is no annual fee.

6. Earn $150 with the TD Cash Credit Card.

If you find that dining out takes up a significant chunk of your budget, then this card may be for you.

You'll get 2% cash back on any dining purchase, including restaurants, fast food, local stores, and coffee shops. 1% cash back is offered on all other purchases.

You'll also score a $150 bonus if you spend $500 within the first three months. Not bad at all.

No annual fees here, but you will need to get on this offer by January 31, 2018.

Conclusion

As you can see, responsible credit card use can lead to some serious cash if you have the right card. Just use the card as you would cash, and be sure to pay the bill in full every month.

We have looked at just a few of the no-annual-fee credit cards with generous sign-up bonuses, but there are plenty of others out there, too.

Why wait? You can make extra money for free today, without changing your spending habits.