Now FHB Members Can Get a $4,000 Rebate

The memory of the sub-prime mortgage crisis that ravaged the economy of the United States in 2008 is still on the minds of most Americans. An intolerable number of families are still struggling financially. College graduates are finding it difficult to find a good paying job, and the inflation index continues to rise.

The uncertain economy is making things particularly difficult for homeowners. Although making essential home repairs and improvements is an important part of being a responsible homeowner, it’s easy to fall into the financial trap of allowing the value of a family home to deteriorate.

Have you been putting off essential home repairs because of the uncertain economy? You’re not alone. Most of your friends and neighbors are having a hard time making ends meet just like you. Did you know that there’s a good chance that you might be eligible for a $4,000 rebate? That’s right. There are three programs that you need to learn more about.

Tough Times

There’s no doubt about it. Times are tough for homeowners. Financial concerns have a way of creeping into every nook and cranny of a family home. Supporting a growing family, sustaining an ambitious college graduate or caring for an aging parent are expensive priorities. It’s well known that financial problems often cause unnecessary stress.

Completing a long list of home repairs might not be enough. Perhaps you need to add a bedroom and bathroom to the family home to make room for a disabled or elderly family member. Maybe there’s even a baby on the way. Like most homeowners, you probably have a long list of vital home improvements and repairs that need to be funded right away. Investing in a family home is a sure way to make life easier and save money. Replacing those leaky pipes will save a fortune in home repair costs. You’ve probably already calculated the savings that new energy efficient windows or a tankless water heater would contribute to the family budget.

Unfortunately, the water damage caused by an old roof grows worse with each passing year. It just doesn’t make financial sense to ignore the problem any longer. You may have already considered the many benefits of adding a few modern appliances. The cost of energy and home repairs isn’t likely to go down any time soon. What about a brand spanking new HVAC or home security system? Properly maintaining a family home really does pay dividends.

Banking Relationships

Do you know what it takes to get along with your banker? That’s right. If you want to watch your happy banking relationship swirl down the drain in nothing flat, just miss a mortgage payment or two. The penalties and fees have a tendency to add up fast. There’s nothing more stressful than trying to avoid the slew of reminder calls that are likely to come your way. Now is the time to get your finances in order.

Excessive Interest Rates

Underwater mortgages can make it impossible to qualify for a badly needed home equity line of credit. What’s more, the interest rate is likely to be excessive even if the credit application is approved. It might even be difficult to get a personal loan if you’re paying off student loans or a pile of credit cards. High interest rates have a way of sinking a household budget. The last thing a financially strapped family needs is out of control interest rates.

You’re probably thinking that there’s no way to resolve your financial dilemma. Believe it or not, there is a solution to your seemingly insoluble financial problems. Did you know that the U.S. government has enacted legislation that can help you and your family?

It’s good for everyone when a family owns their own home. Think of all the World War II veterans that purchased a home with the assistance of a HUD, VA or FHA loan. Politicians realize that helping you obtain a home equity loan will stimulate the economy. Just think of the local carpenter, plumber and HVAC contractor that could use the extra work. Contractors have families too. The entire community wins when the government sponsors affordable home equity loans!

Cash-Out Home Financing

When you purchased your family home, you obtained the ultimate form of collateral. Now your home will serve as collateral for the home improvement loan you and your family desperately need. Your home will also make it possible for you to qualify for an affordable interest rate. Moreover, cash-out financing means that there might even be something left over after the repairs have been completed. There’s nothing like paying off a few bills, taking a much deserved vacation or starting a new business.

Uncle Sam is offering low interest government loans to fund repairs and home improvements. You get the cash and decide how to spend the money. It doesn’t get any better than that. See if you qualify for a government sponsored home improvement loan right now. Uncle Sam is on your side.

Free Government Home Loan Programs

Even if you refinanced your home recently, you may qualify for one of these government sponsored loan programs. There is no cost to apply and no obligation once you are approved. Simply review the offers submitted by participating brokers and take advantage of cash-out home equity financing.

The good news is that the United States government still understands the value of home maintenance, repair and improvement projects. Due to its size, government loans have a lower interest rate. You can qualify for one of the Programs Here

Experts estimate that nearly 700,000 Americans qualify for these savings, but still have not taken advantage of this opportunity. Even if you have refinanced recently, you still might qualify. Uncle Sam has got your back.

Free Government Programs

The amazing thing is that these Programs Here are completely free to understand your eligibility. You have no obligation to accept any of these programs. You are free to review the offers made by various brokers of these financial programs.

Uncle Sam knows that having his American housing properties deteriorate would be disastrous. You, as a responsible home owner can help Make America Great Again by doing your part. Uncle Sam has the money and you have the home. What do you have to lose?

Rural Rental Assistance

Description: Rural Rental Assistance is used to reduce the rent paid by low-income families who live in eligible Rural Rental Housing (RRH) and Farm Labor Housing (FLH) projects financed by the Rural Housing Service. To receive assistance, monthly rent payments must exceed 30 percent of a household's adjusted monthly income.

Next Steps: Application Process

Good Neighbor Next Door Program

If you are a law enforcement officer, firefighter, emergency medical technician, or teacher, this program may help you purchase a home in a U.S. Department of Housing and Urban Development (HUD) revitalization area by offering qualified purchasers a 50 percent discount off the list price of homes available from HUD's inventory. You must agree to live in the home for three years and it must be your sole residence.

Next Steps: Application Process

Disaster Relief Assistance

The FEMA Housing Portal is intended to help individuals and families who have been displaced by a disaster find a place to live. The portal consolidates rental resources to help individuals and families find available rental units in their area.

Next Steps: Application Process

Housing Loans and Grants

The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings.

Next Steps: Application Process

Full List Of Housing Grant Opportunities

If you haven't found what you're looking for then please review all the potential opportunities using the following link:

Next Steps: Application Process

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